Home repair loans avaliable from USDA

Texas USDA Rural Development has announced funding is available for repairing homes in eligible rural areas.  The funds are available through Rural Development's 504 Home Repair loan and grant program.

The program is available to low income recipients to make essential repairs to modernize and repair homes, and to remove health and safety hazards. 

Most repairs completed under the program are for roof, window and door replacements, as well as electrical, plumbing and air conditioning upgrades as well as other repairs needed to increase the home’s energy efficiency and overall comfort and quality. 

Renovations to make a home wheelchair or handicap accessible are also considered.

To qualify for the program, applicants must own their home, and fall within Rural Development’s income guidelines, defined as below 50 percent of the area median income and unable to obtain affordable credit elsewhere.  Homeowners, at least 62 years old, may qualify for a grant. 

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